Apply now for
Mechanic Loans
Warning about borrowing
Do you really need a loan today?
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
Terms and fees apply.

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Need a Quick Cash loan for your mechanical repairs?
Quick Mechanical Loans, To fix your car, bike or boat.
When faced with unexpected car repairs or maintenance issues, having access to a mechanic loan can be a lifesaver. Whether it’s a sudden breakdown, a necessary tune-up, or essential repairs to ensure road safety, the need for prompt automotive assistance can arise unexpectedly. A mechanic loan provides the financial flexibility to address these urgent needs without disrupting one’s daily routine or financial stability. By securing timely repairs or maintenance services through a mechanic loan, individuals can avoid further damage to their vehicles, ensuring they remain safe and reliable for daily use. This proactive approach not only safeguards the vehicle but also minimizes the risk of potential accidents or breakdowns on the road. Additionally, having access to a mechanic loan can provide peace of mind, knowing that help is readily available when automotive issues arise, allowing individuals to navigate transportation challenges with ease.
Warning about borrowing
Do you really need a loan today?
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
About Flash Money
What is Flash Money?
How much can I borrow with Flash Money?
We offer small personal loans up to $5,000. Whether you need funds for car repairs, bills, medical expenses, or unexpected costs, Flash Money aims to provide a quick and stress-free solution.
Is Flash Money safe and trustworthy?
How fast can I get approved and funded?
Most applications take only a few minutes to complete online. Once approved, funds are usually transferred to your bank account the same day (depending on your bank).
Who can apply for a Flash Money loan?
You may be eligible if you:
- Are over 18 years old
- Live in Australia
- Have a regular income (from employment or benefits)
- Can show you can comfortably repay the loan
Why choose Flash Money over other lenders?
- 100% online application – no paperwork
- Fast approvals and same-day funding
- Transparent fees and no hidden charges
- Flexible repayment options tailored to your budget
- Local Australian support team
Can I get a small loan in Australia with bad credit?
Even if you have a less-than-perfect credit history, Flash Money may still be able to help. We understand that life happens, which is why we take the time to listen to your individual circumstances. Our small short-term loans of up to $5,000 are designed to provide fast financial relief with flexible repayment options for approved applicants. If you’re looking for a quick loan lender in Australia that keeps things simple and hassle-free, Flash Money is here for you.
How do I apply?
Simply click “Apply Now”, answer a few quick questions, and we’ll process your application right away.
Warning about borrowing
Do you really need a loan today?
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
- Safe and Secure.
HOW IT WORKS
Warning about borrowing
Do you really need a loan today?
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
Here are some scenarios where a mechanic loan could come in handy:
- Vehicle Repairs: Unexpected breakdowns, engine issues, or mechanical failures requiring immediate attention.
- Routine Maintenance: Scheduled servicing, tire replacements, brake repairs, or oil changes to keep your vehicle in optimal condition.
- Accident Damage: Covering the costs of repairs or replacements due to collisions, fender benders, or other accidents.
- Vehicle Upgrades: Installing new parts, accessories, or performance enhancements to improve your vehicle’s functionality or appearance.
- Safety Concerns: Addressing safety-related issues such as faulty brakes, worn-out tires, or malfunctioning lights.
- Emission Testing: Ensuring compliance with environmental regulations by repairing or upgrading emission control systems.
- Vehicle Inspections: Covering the costs of mandatory inspections or emissions tests required for vehicle registration or renewal.
- Roadworthiness Certification: Completing necessary repairs or upgrades to obtain a roadworthy certificate for vehicle registration purposes.
- Emergency Situations: Providing funds for urgent repairs required to get your vehicle back on the road promptly.
- Preventive Measures: Investing in preventative maintenance or repairs to avoid more significant problems down the line.
These are just some examples of situations where a mechanic loan could be invaluable in ensuring your vehicle remains safe, reliable, and roadworthy.
Terms and fees apply.
Contact Us
if you have any question please don’t hesitate to contact us
FEE & CHARGES
Mini Flash Loan Fee
Loan Fees And Charge
| Establishment Fee Payable once off per loan | 20% of principal |
| Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof | 4% of principal per month |
Fees that may apply
| Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable | $20.00 |
| Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default | $5.00 |
Super Flash Loan Fees
Loan Fees And Charge
| Establishment Fee Payable once off per loan | $400.00 |
| Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan | 47.6185% p.a. |
| Comparison rate* | 65.6597% p.a. |
Fees that may apply
| Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost | $20.00 |
| Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs | $20.00 |
Warning about borrowing
Do you really need a loan today?
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
Terms and fees apply.































