Mechanic Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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Mechanic Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Subject to lending criteria and suitability checks.
Terms and fees apply.

Need a Quick Cash loan for your mechanical repairs?

Quick Mechanical Loans, To fix your car, bike or boat.

When faced with unexpected car repairs or maintenance issues, having access to a mechanic loan can be a lifesaver. Whether it’s a sudden breakdown, a necessary tune-up, or essential repairs to ensure road safety, the need for prompt automotive assistance can arise unexpectedly. A mechanic loan provides the financial flexibility to address these urgent needs without disrupting one’s daily routine or financial stability. By securing timely repairs or maintenance services through a mechanic loan, individuals can avoid further damage to their vehicles, ensuring they remain safe and reliable for daily use. This proactive approach not only safeguards the vehicle but also minimizes the risk of potential accidents or breakdowns on the road. Additionally, having access to a mechanic loan can provide peace of mind, knowing that help is readily available when automotive issues arise, allowing individuals to navigate transportation challenges with ease. 

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

HOW IT WORKS

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!
The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!
The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Here are some scenarios where a mechanic loan could come in handy:

  1. Vehicle Repairs: Unexpected breakdowns, engine issues, or mechanical failures requiring immediate attention.
  2. Routine Maintenance: Scheduled servicing, tire replacements, brake repairs, or oil changes to keep your vehicle in optimal condition.
  3. Accident Damage: Covering the costs of repairs or replacements due to collisions, fender benders, or other accidents.
  4. Vehicle Upgrades: Installing new parts, accessories, or performance enhancements to improve your vehicle’s functionality or appearance.
  5. Safety Concerns: Addressing safety-related issues such as faulty brakes, worn-out tires, or malfunctioning lights.
  6. Emission Testing: Ensuring compliance with environmental regulations by repairing or upgrading emission control systems.
  7. Vehicle Inspections: Covering the costs of mandatory inspections or emissions tests required for vehicle registration or renewal.
  8. Roadworthiness Certification: Completing necessary repairs or upgrades to obtain a roadworthy certificate for vehicle registration purposes.
  9. Emergency Situations: Providing funds for urgent repairs required to get your vehicle back on the road promptly.
  10. Preventive Measures: Investing in preventative maintenance or repairs to avoid more significant problems down the line.

These are just some examples of situations where a mechanic loan could be invaluable in ensuring your vehicle remains safe, reliable, and roadworthy.

Subject to lending criteria and suitability checks.
Terms and fees apply.

Contact Us

if you have any question please don’t hesitate to contact us

    FEE & CHARGES

    Fees and charges are made crystal clear so you’re always Ready in a Flash!

    Mini Flash Loan Fee

    (If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan 20% of principal
    Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof 4% of principal per month

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable $20.00
    Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default $5.00
    Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

    Super Flash Loan Fees

    (If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan $400.00
    Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan 47.6185% p.a.
    Comparison rate* 65.6597% p.a.

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost $20.00
    Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

    Warning about borrowing

    Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
    The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
    * This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
    Subject to lending criteria and suitability checks.
    Terms and fees apply.
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